Winery Insurance
With years of experience working with Finger Lakes wineries, our industry expertise runs deep.
We help you protect your business so you can spend time doing what you do best–growing quality grapes, producing world-class wines, and growing the business. We understand your winery is a labor of love. That's why knowing your special needs and protecting your winery is our labor of love.
Arrigo Insurance provides insurance solutions to best protect your wine business. You have the option to add additional coverages to your standard property and liability protection, including specialized coverages like protection for harvested grapes, wine leakage, commercial auto, inland marine, workers compensation, general liability, and more.
Tailored Coverages Offered
Building Coverage
Business Property Coverage
Wine Products
Wine Coverage at the Selling Price (from the juice to the bottle)
Business Income
Coverages for Product Withdrawal, Agriculture Chemical Drift, Wine Caves, Mobile Ag Equipment, Trellis or Vines, Barrels and
Cases, Contract Penalty, Beverage Leakage, Packaging Errors and more
Farm/Commercial/Vineyard Owner coverage for smaller wineries that contain a residence
Liquor Liability
Core Commercial Coverages
Property Coverage
What your business owns, what rights it holds and what your company is entitled to is important.
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• Buildings, permanently installed equipment, and outdoor fixtures
• Computer systems, electronic media, including valuables
• Outdoor property, including signs and debris removal
• Property in transit or temporarily off-premises
• Accounts receivable
• Employee dishonesty, forgery or alterations
• Money and securities, on or off premises
Liability Insurance
Mitigate the impact of damages, lawsuits, medical expenses and anything else you're held responsible for, on or off the premises.
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• Helps with costs to defend and settle claims against your business, including property damage and bodily injury.
• Fire legal liability/damage to premises rented by you
• Medical expenses
• Hired and non-owned auto
• Primary and noncontributory coverage
Workers Compensation
A business is only as good as its employees. Make sure yours know they're valued with an insurance plan that helps replace lost wages and pays for medical treatment should they suffer a work-related injury.
